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Smart Choice Heating & Cooling

Financing

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Great news! The new cardholder activation fee is reduced to $29 for cardholders who open an account on, or after, August 29, 2025, when you make your first purchase.

  • Flexible monthly payment options
  • Fixed interest and no hidden fees
  • A variety of fixed monthly payment solutions
  • Competitive interest rates
Apply Online

All loans are unsecured personal loans originated by Synchrony Bank, Equal Housing Lender . Subject to credit approval. Annual Percentage Rate (APR) ranges up to 15.99%. APR is determined based on your credit score, loan amount, loan term, and credit usage and history at the time of application. Minimum purchase amounts apply.

Testimonials

What Our Customers Are Saying

Our AC went out on a warm August day. Realized we needed help at about 11am, called Smart Choice at noon and Brandon was at our house by 230pm. He quickly diagnosed the issue and gave a thorough explanation about next steps. Once we were informed, we authorized the (reasonably priced) repair, and we were back up and running before 4pm. He let us know more info, as our system is old and will need to be replaced soon, but only as a kind heads up, not pushy in any way. Great experience from start to finish!

– Amanda H. 

Smart choice was recommended to us by two different families. We needed a second opinion after a different company said our blower motor was out but really we should replace our furnace and AC.

– Jane H.

Our AC stopped working late in the evening and Smart Choice was able to come out and fix our AC the next day. They were transparent and timely on helping us get our system back up, especially during one of the hottest weeks of the year. Thanks for your help! We will definitely work with them again in the future.

– Melissa C.

 

Book An Appointment

Request A Free Quote

01

book An Appointment

Booking online with Smart Choice gives you a fast, easy way to schedule service with a trusted local team.

02

detailed Estimate

We’ll provide a clear, detailed estimate so you understand your options and feel confident in every step.

03

work plan

Your Smart Choice technician creates a personalized work plan that explains exactly what will be done and how we will take care of your home.

04

Service

Smart Choice delivers dependable service from friendly, certified technicians who bring comfort and care to every visit.